Yes, foreigners are permitted to purchase property in designated 'freehold' areas. These zones, which include popular communities like Downtown Dubai, Dubai Marina, and Palm Jumeirah, grant the buyer full ownership of the property. Our specialists at Northface Real Estate can provide a comprehensive list of all freehold communities.

Absolutely. Investing in property is a direct pathway to securing a UAE Golden Visa. As of September 2025, an investment of AED 2 million (approx. $545,000 USD) or more in property makes you eligible for this long-term residency visa, which also extends to your family. We can guide you through the entire application process.

When budgeting for a property purchase, you should account for several additional fees. The primary costs are the Dubai Land Department (DLD) fee (4% of the property value), a real estate agency fee (2% + VAT), and property registration trustee fees (approx. AED 4,200). Our agents provide a transparent breakdown of all costs upfront.

Yes, UAE-resident expatriates can secure mortgages from local banks. For a first property purchase, you can typically finance up to 80% of the property's value. Non-residents may also be eligible for financing, though usually at a lower loan-to-value ratio. Obtaining a mortgage pre-approval is a highly recommended first step.

Service charges are annual fees paid by homeowners to cover the maintenance and upkeep of common areas within a building or community. This includes costs for security, cleaning, landscaping, swimming pools, and general building maintenance. These charges are regulated by RERA and vary depending on the community and its amenities.